The Benazir Income Support Programme (BISP) remains one of Pakistan’s most crucial social welfare frameworks. Designed to alleviate poverty and provide financial support to low-income families, the program’s efforts extend beyond monthly cash support to include long-term developmental initiatives. One such initiative is the BISP Education Stipend Program, which directly targets school-going children of BISP Kafalat beneficiaries.
The stipend aims to reduce dropout rates, increase enrollment, and promote continued education among children from financially challenged backgrounds. Through this initiative, BISP not only supports children’s academic journey but also empowers mothers by strengthening the importance of female-led households in child development.
This article provides a complete guide to understanding the BISP education stipend: who qualifies, how much is given, how to register, and why this initiative is essential for building an educated and prosperous future for Pakistan.
The Purpose of the BISP Education Stipend
Many families in Pakistan struggle to keep their children in school due to financial limitations. As a result, children—particularly girls—often leave education early to help at home or start working. BISP introduced the education stipend to directly address this barrier. The program offers quarterly cash support to mothers who ensure their children attend school regularly.
This not only eases the financial burden but also motivates parents to prioritize education. Importantly, the stipend is structured to offer slightly higher amounts for girls, helping tackle gender inequality in education.
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How the Program Works: Schooling & Payments Connected
The BISP Education Stipend connects financial assistance directly to school attendance. The payments are only issued if the child meets specific educational criteria—enrollment in school and consistent attendance. The schools are required to submit attendance reports regularly, which are then verified through BISP’s monitoring systems.
Once verified, eligible beneficiaries receive payments through the same channels used for the BISP Kafalat disbursements.
Eligibility Criteria for the BISP Education Stipend in 2025
To receive the stipend, families must meet the following conditions:
1. BISP Kafalat Enrollment
The mother must be an active BISP Kafalat beneficiary. This means she is receiving regular quarterly financial aid from BISP based on household poverty levels.
2. School Enrollment
The child should be enrolled in a recognized government or private school, ranging from nursery to grade 12.
3. Attendance Compliance
A minimum of 70% monthly attendance is required. This attendance must be officially verified by the school authorities and submitted to BISP through their designated monitoring system.
4. B-form and CNIC Linkage
The child must have a valid B-Form issued by NADRA, and it must be linked with the mother’s CNIC within the BISP database.
Stipend Amounts in 2025: Class & Gender-Wise Breakdown
The stipend amounts vary based on the child’s gender and education level. Girls receive slightly more than boys to promote female education. Below is the 2025 structure:
For Primary School (Grades 1–5):
- Girls: PKR 2,000 to PKR 2,500
- Boys: PKR 1,500 to PKR 2,000
For Middle and Secondary (Grades 6–10):
- Girls: PKR 3,000 to PKR 3,500
- Boys: PKR 2,500 to PKR 3,000
For Higher Secondary (Grades 11–12):
- Girls: PKR 4,000
- Boys: PKR 3,500
These stipends are released on a quarterly basis and are usually combined with the mother’s regular BISP Kafalat payments.
Step-by-Step Process to Register and Receive the Education Stipend
Step 1: BISP Kafalat Registration
Make sure the mother is already receiving BISP Kafalat support. If not, she must register through the BISP Dynamic Survey conducted at local offices or mobile registration vans.
Step 2: Enroll Child in a Recognized School
Only children enrolled in government-approved schools are eligible. Ensure your child is officially admitted and has started attending classes.
Step 3: Register B-Form with NADRA
Obtain your child’s B-Form from NADRA and verify that it is linked to the mother’s CNIC in the BISP system. This is essential for tracking and payment validation.
Step 4: Ensure Minimum Attendance
Maintain a minimum of 70% monthly attendance. If attendance drops, the stipend may be delayed or withheld. Make sure the school records are updated accurately.
Step 5: Wait for SMS Confirmation from 8171
Once eligibility is confirmed and attendance is verified, BISP sends a message via 8171 informing the mother of stipend disbursement. Do not visit the center unless you receive this SMS.
Step 6: Collect the Stipend
Visit the designated BISP campsite or payment center with your original CNIC and the confirmation SMS. You will go through biometric verification before receiving the cash.
Required Documents
Make sure the following documents are available during registration and collection:
- Original CNIC of the mother
- Child’s NADRA-issued B-form
- School enrollment slip or certificate
- SMS confirmation from 8171
- Proof of attendance if required
Where to Receive the Stipend
Stipends are distributed via the same payment centers used for Kafalat funds. These include:
- BISP Campsites in your tehsil
- Partner banks and payment agents
- Mobile vans in remote areas
- Designated payment counters in schools (in select regions)
For exact locations, call the BISP helpline or check the message link received via 8171.
Benefits of the BISP Education Stipend
The program has multiple short-term and long-term advantages:
- Promotes Education in Poor Households: Reduces the financial burden of schooling.
- Focuses on Girl Child Education: Offers higher payments for girls to address educational inequality.
- Improves Literacy Rates: Encourages children to remain in school and complete their education.
- Reduces Child Labor: With financial support, families are less likely to push children into early labor.
- Empowers Women: Puts financial responsibility in mothers’ hands, encouraging maternal leadership in education.
Common Issues and Their Solutions
Problem: No SMS from 8171
Solution: Check the BISP portal or visit your local office to verify if attendance was submitted.
Problem: Child is enrolled but stipend not received
Solution: Confirm attendance records. Talk to school administration for re-submission if needed.
Problem: Biometric verification failed
Solution: Visit NADRA for an update of fingerprints or try again on a different BISP machine.
Problem: Amount less than expected
Solution: Request a printed receipt and immediately report any deductions to the BISP help desk.
Success Story: Changing Lives with Education Support
Zahida, a widow from Khushab, enrolled her daughter in school using the stipend. She said, “This support not only helped me buy books and a uniform but also encouraged me to keep my daughter in school. Now she dreams of becoming a teacher.”
Such stories highlight how this program uplifts entire families and builds a better future for communities.
FAQs – Frequently Asked Questions
Q1. Can I get the stipend for multiple children?
Yes. If you have more than one child enrolled in school and each meets the attendance criteria, stipends are given for each.
Q2. Are private school students eligible?
Yes. As long as the school is registered and recognized, both government and private schools qualify.
Q3. What if my child fails a class?
Academic performance does not affect stipend eligibility. Only attendance and enrollment matter.
Q4. What’s the deadline to register each year?
There’s no fixed deadline, but attendance and school enrollment must be recorded regularly. Delay in registration can delay stipend payments.
Q5. Can I collect without my CNIC?
No. Biometric verification and original CNIC are mandatory for collection.
Final Words: Why Every Eligible Family Should Participate
The BISP Education Stipend is more than just a payment—it’s a commitment to the future. In a country where millions of children drop out due to poverty, this initiative provides a ray of hope. By sending your child to school and ensuring regular attendance, you not only secure the stipend but also invest in your child’s future.
If you’re a registered BISP beneficiary and haven’t yet enrolled your children under this scheme, act now. Education is the most powerful weapon for change, and through BISP, you have a chance to wield it.